Suffering a workplace injury can be extremely traumatic and you may find that your long term employment prospects as well as your health can be damaged. Whilst many people may be aware that they are entitled to compensation which they desperately need to cover medical bills and the loss of income for example, claiming against an employer can be particularly daunting and some lose out as a result. Given the potential seriousness of a workplace personal injury, particularly one involving heavy machinery, it is essential that employees are not deterred from claiming the compensation they deserve.
Employers’ Liability Insurance
Under the Employers’ Liability (Compulsory Insurance) Act of 1969, employers are obliged to hold an Employers’ Liability Insurance policy and they can be fined if they do not have one. This ensures that the employer can meet the claim if an employee suffers an injury in the workplace for which they were not to blame.
Therefore, employers are aware of the likelihood of workplace injury and have the necessary safeguards in place to protect themselves financially in the event of claim being made. Indeed, our injury solicitors generally conduct the claims process in co-operation with the relevant insurance company, rather than the employer. Whilst the initial claim letter (which we send detailing the claim) will be first sent to the employer, they will generally pass it straight over to their insurance provider who will then continue the correspondence with us.
Will I be sacked for a workplace claim against my employer?
It is crucial to remember that you cannot be sacked for pursuing a claim for injury in the workplace – a fear which often leads to people to ignore their compensation entitlement. Large companies, in particular, are used to having personal injury claims made against them and therefore they are both familiar and comfortable with compensatory procedures. After all, they pay their insurance premiums for a reason. The process is usually very amicable, with both employers and employees keen to resolve the issue quickly and efficiently.
Thinking of a workplace personal injury claim? Contact us today
If you have been the victim of an injury at work, you must make a claim for compensation within three years, or you will lose your right to claim compensation entirely. So it’s essential that you don’t delay. Wherever you live in the UK, make sure you contact our specialist Personal Injury Solicitors today.
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