The damaging Compensation Culture Myth

Despite the media and television adverts for no win no fee claims portraying the UK as a nation with a compensation culture (which persist despite the Claims Management Regulator saying they will be stopped), claims fell from just under 11,000 in 2001 to 10,308 in 2010.

The ABI (Association of British Insurers) recently published a report calling for an end to the UK’s ‘have a go’ compensation culture. The Law Society responded by accused the insurance industry of ‘spreading obfuscation and confusion’ about the existence of a compensation culture. According to the ABI, the growth in ‘spurious and exaggerated personal-injury claims and excessive legal costs’ has resulted in higher costs for consumers, local authorities and the NHS, as well as a more complex procedure for genuine claimants.

In the case of medical negligence claims against the NHS however the situation is somewhat different. The rules surrounding claim notification has recently changed, directly resulting in an increase in claims reported to the NHSLA which monitors and deals with legal claims on behalf of the NHS.

When a defendant receives details of a claim they must register the details with the Compensation Recovery Unit (a government agency which works with insurance companies, solicitors and DWP customers to recover social security benefits received by claimants following injuries where a successful claim is made). In 2009/10 the claims notified were just over 6600 but had increased to just over 8600 by 2010/11.

A significant number of people are injured by and in the NHS every year and very few would rather keep the money if there was a chance of full or significant recovery. They are and always should be entitled to compensation. This therefore demonstrates that the compensation culture is a myth.

If you have been the victim of a no fault accident, you may be entitled to compensation. Wherever you live in England and Wales, for free accident claim advice you can trust, contact our specialist team of personal injury lawyers today on [01722 ] 422300