Can I claim compensation for my traffic accident which happened abroad?

If you’ve been involved in a traffic accident while you were travelling abroad you’ll know how devastating it can be. You might be one of the many holidaymakers who decide to drive across Europe or hire a bike or a car to explore the region you’re staying in. Perhaps your employer sent you overseas and travelling is a part of your job.

While all of this can be an exciting experience, visitors who are unfamiliar with the rules of the roads in a foreign country can easily find themselves involved in an accident. You might have even found yourself sustaining an injury as a result of being a passenger in a car or a coach.

Whatever situation you found yourself in the road accident by, it can ruin the rest of your trip and the effects can be long lasting in terms of trauma and physical injuries which stay with you until long after you return home.

The law is complex when it comes to road traffic accidents which happen abroad, but the good news is that you don’t have to make the claim in the country where the accident occurred. If you have to make a personal injury claim, European road users can benefit from the 4th and 5th Motoring Insurance Directives as outlined by the EU. This encourages European insurers to work with a UK handling agent who can then start to work with the claims in English and set a timeframe for completion.

If you believe that you have a personal injury claim as the result of an injury abroad it’s possible that you could be eligible for compensation. Personal Injury Solicitors can help to assess your claim and determine if you can get any remuneration.

Sustained an injury in an RTA abroad? We can help you claim compensation

Being involved in an RTA is invariably stressful but when it occurs overseas it can be particularly traumatic. Making an injury claim involves complex legal work, so instructing a specialist personal injury solicitor like those at our firm is essential.

Call today on FREEPHONE FREEPHONE 0800 1404544, or

Send us an email via the contact form below:

Comments or questions are welcome.

* indicates required field

 

High number of RTA claims suggests that referral fee ban is not working

The government’s plan to bring down the number of road traffic accident (RTA) claims made in the UK by introducing a ban on referral fees appears to have backfired as the number of claims were up by a quarter on statistics for the same period last year.

According to statistics collected by the RTA Portal Company, 17,000 more personal injury claims were opened in April 2013 than were made in April 2012. That means that in the month when the referral fee ban and other reforms came into force, the number of claims opened stood at 79,500.

As the introduction of the Legal Aid, Sentencing and Punishment of Offenders Act loomed, there was a marked surge in the number of claims made with over 91,200 claims being made in March – a 25% increase on the number of claims made in February.

It should also be noted that the figures for claims made this April were very similar to this January’s figures and the numbers for last October and November as well.

A debate is currently going on between insurers and personal injury lawyers about the high number of whiplash claims in the UK and these recent findings will no doubt be of interest to those giving evidence in front of the House of Commons committee.

Despite the Jackson reforms, people were still making £1,200 claims before the end of April and it is quite possible that the reforms simply need time to settle in. In light of this, the true impact of LAPSO might not become clear until May’s figures are released.

The Association of Personal Injury Lawyers has warned that proposals to increase the limit of the small claims court could lead to the growth of claims management companies which use under-qualified staff and intrusive marketing campaigns to try and attract work. What RTA victims really need are specialist personal injury claims solicitors but unfortunately the ban on referral fees is set to make it difficult for such professionals to work.

Our personal injury solicitors can help you win compensation

It is crucial that the solicitor you instruct to handle your RTA claim is a specialist solicitor with experience handling such claims. Our team of  personal injury solicitors are accredited experts and would be happy to help you win the compensation you deserve.

Call today on FREEPHONE FREEPHONE 0800 1404544, or

Fill out the enquiry form below to get in touch.

Comments or questions are welcome.

* indicates required field

Law Society chief calls for ban on CMCs

Claims management companies (CMCs) should be banned tomorrow according to the Chief Executive of the Law Society.

Desmond Hudson was giving evidence in front of the House of Common Transport Select Committee when he called for the ban, stating that CMCs were not lawful. The committee is currently investigating how much a recent increase in whiplash claims is adding to insurance premiums for UK drivers.

Mr Hudson was suggesting that whiplash victims should not be compensated but was arguing that CMCs were encouraging claimants to exaggerate their injuries and make false claims.

Both Hudson and Andrew Ritchie QC who joined him in giving evidence rejected the idea that the UK has become a hotspot for whiplash claims, suggesting that the number of personal injury claims for whiplash is in fact proportionate to the number of road traffic accidents each year.

Ritchie claimed that the STATS19 database used by the government for their statistics did not give an accurate picture. The database focuses on accidents which were reported to the police however it is estimated that the vast majority of minor accidents are not reported to police therefore making the figures wildly unrepresentative.

Many of the whiplash injuries generating claims are sustained in low speed accidents and Craig Budsworth, Chairman of the Motor Accident Solicitors Society, claimed that this is explained by Britain’s overcrowded roads. No country in Europe has a lower average driving speed than the UK which perhaps explains the high number of low speed crashes.

On the question of regional trends for fraud, insurance giant Aviva’s Claims Director Dominic Clayden claimed that there was an inextricable link between cash-for-crash cases and the prevalence of CMCs.

The average insurance premium in the UK now stands at £440 and James Dalton, the Assistant Director of the Association of British Insurers claimed that the rise in whiplash claims was responsible for £90 of that figure.

Call our personal injury solicitors for compensation claims advice

When you instruct our personal injury solicitors you will receive the attention of legal experts attached to a reputable firm of solicitors, unlike the service you receive from a claims management company.

  • So, for whiplash injury claims advice, dial FREEPHONE FREEPHONE 0800 1404544, or
  • Complete the contact form below.

Comments or questions are welcome.

* indicates required field

Can I claim compensation from my package tour accident?

A package holiday can be a great way to get away to a warmer destination and is the ideal way to have fun while relaxing next to the sun and the sea. If you have an accident while on a package tour holiday, not only can it ruin your enjoyment but the injury can be long lasting even when you’re settled at home.

If you have an accident while abroad, you’re probably wondering what can be done about it. The good news is that under the Package Tour Regulations 1992, you are eligible for compensation and it’s possible to bring a personal injury claim against the company who were meant to be looking after you.

There are certain criteria that must be met to be eligible for package tour compensation however and this includes; being sold or offered the holiday as part of a package, being pre-arranged with an overnight stay longer than 24 hours and being sold at an inclusive price. Finally it must have included as a minimum, two out of three requirements such as accommodation and transport in the form of a ferry, plane or a tourist service such as a tour guide that forms part of the package.

While the package has regulations it also outlines the responsibilities of the tour operators, one of which is outlined in Regulation 15 which states that package holiday providers are liable for any failures of service. This includes suppliers, services and hoteliers supplied in the package. If you receive an injury as a result of anything dangerous then you must write to your holiday provider within 28 days of returning home. It’s then their responsibility to look into the complaint’s circumstances and investigate where necessary. If on the other hand the holiday provider claims that the accident was your fault and not connected with any of their suppliers or hoteliers, they may be able to defend your injury claim.

For package tour accident claims advice, call FREEPHONE FREEPHONE 0800 1404544

It is only fair that you are compensated for the injuries that you sustain in an accident which was not your fault whilst on a package holiday. Our experts would be happy to help you win the compensation you deserve.

If you want free advice and to discuss your eligibility, please call 01722 422 300 or,

Email the Personal Injury Solicitors through the enquiry form:

Comments or questions are welcome.

* indicates required field

Am I entitled to a claim injury compensation after a road accident as a passenger?

Being involved in a car crash can be a devastating time, where questions and ‘what if?’ are frequently asked. It can shatter your confidence and make you feel scared to get into a car, but beyond the psychological effects it can also affect you in other ways. For example, if you’ve sustained a personal injury you may need to take time off and this can result in loss of wages.

Traffic accidents are on the rise because of the increasing number of vehicles on the road and accidents can happen due to neglecting to pay attention to the road or dangerous driving. Regardless of who was to blame for the accident, as an innocent passenger however, the accident is never your fault. No matter how minor, it’s possible to make a claim for compensation in a passenger personal injury claim.

Passengers tend to be better protected than the drivers. If the driver at fault was driving the other vehicle then compensation can be settled through their car insurance, while if the driver of the vehicle you were in is at fault, the compensation is sorted through the driver’s insurance.

If you’ve been involved in a car accident and received injuries, no matter how minor; whether it’s whiplash or severe back injury, it’s important to start the claims process as soon as possible, before the injuries worsen over time. This way, you won’t be left with no money at a later date.

Don’t delay – call us today for advice on making a Passenger Injury Compensation Claim

Claims by passengers in road accidents can range from hundreds of pounds to thousands if a claim is placed in the three years following the accident. To receive more advice about your case and if you’re eligible for compensation, please:

Call our Personal Injury Solicitors on 01722 422 300 for initial advice, or

Send us an email using the contact form below:

Comments or questions are welcome.

* indicates required field

Whiplash claims at lowest level since 2009

Despite the government’s complaints about whiplash claims, their own figures have revealed that there were 60,000 fewer whiplash injury claims this year than there were in 2011/12.

Figures put together by the Department for Work and Pensions show that whilst there were more than 547,400 whiplash claims made in 2011/12, there were fewer than 488,300 made in 2012/13. That drop means that whiplash claims are at their lowest level for 5 years.

The numbers were sought out by the Association of Personal Injury Lawyers which used them to support evidence given to the inquiry into whiplash claims currently being held by the House of Commons transport select committee.

The committee had asked for a response to the coalition’s suggestion that the UK was known around the world as a whiplash claim hotspot.

The insurance industry has been spreading spurious claims about whiplash claims in recent months in an attempt to whip up a storm amongst the government and save insurers money.

As part of the inquiry, the committee will seek oral evidence from both lawyers and insurers which will be important to opening up what has until now been a very one-sided debate dominated by insurance companies.

Whiplash injury compensation claim experts available on FREEPHONE FREEPHONE 0800 1404544

Don’t miss out on the compensation you deserve if you sustain a whiplash injury due to the negligence or carelessness of another individual. Get in touch with our personal injury solicitors for expert legal advice.

Call our team on FREEPHONE FREEPHONE 0800 1404544, or

Reach us using the contact form below.

Comments or questions are welcome.

* indicates required field

Facts of personal injury debate being distorted says Law Society

The Transport Select Committee has come under fire from the Law Society for allowing the debate over whiplash injury compensation claims to be dominated by motor insurers at the expense of those genuinely injured in road traffic accidents.

The President of the Law Society, Lucy Scott-Moncrieff sent a letter to the Transport Select Committee which is currently conducting an inquiry into whiplash claims warning of the consequences of not listening to other views. With the voice of the insurance industry dominating the inquiry, it is feared that policy makers will act upon exaggerated information and make ill-considered policies which harm the interests of those with valid whiplash claims.

Scott-Moncrieff is particularly aggrieved at the coalition’s decision to increase the small claims limit and maintains that this decision was based on aggressive lobbying from insurers.

The Law Society has expressed willingness to give evidence at any hearings involved in the inquiry so that injury lawyers and the interests of their clients are represented as well as insurers.

The coalition’s propensity to try and rush through legislation without taking time to properly consider to consequences leads to poor policies. We therefore welcome the Law Society’s attempts to make the views of legal professionals known.

Thinking of an injury claim? Contact our personal injury experts

Make sure that you instruct a specialist personal injury solicitor following your road traffic accident. Our personal injury solicitors have the expertise needed to win the full and fair amount of compensation you deserve.

For a FREE first phone consultation, dial FREEPHONE FREEPHONE 0800 1404544,

Or send our team an email using the contact form below.

Comments or questions are welcome.

* indicates required field

Government to investigate high level of whiplash claims

The MP chairing the House of Commons transport select committee has announced that an inquiry will be launched later in the year into the high level of whiplash claims pursued in the UK every year.

Louise Ellman, MP for Liverpool Riverside was speaking at the motor insurance conference held by the Association of British Insurers. The aim of the inquiry is to find ways to reduce the number dishonest whiplash claims which cause congestion in the small claims courts and contribute to high insurance premiums for road users. However, Ms Ellman added that it was crucial that interests of genuine whiplash victims were not damaged.

The announcement of the inquiry comes at a time when the personal injury sector is already set to change dramatically. Below are list of some of the reforms that the government is planning on introducing in the coming months:

• The loss of legal aid for some cases as a result of the Legal Aid, Sentencing and Punishment of Offenders Act

• A 58% cut in fixed recoverable costs for cases of low value from the start of April

• Raising the small claims limit for your injury claim from £1000 to £5000

Questions have been asked of the insurance industry as to why whiplash claims have not been more closely scrutinised and why premiums have remained so high. Indeed, John O’Roarke who is the MD of LV+ has stressed that a reduction in fixed costs is only likely to lead to a 3% fall in insurance premiums. Mr O’Roarke claimed that premiums have already fallen by 12% meaning that it will be difficult to find further savings, however consumers have not necessarily felt these price decreases.

It is believed that insurance premiums could fall y 15% if dishonest whiplash claims could be prevented. Indeed, claims which are false or exaggerated account for 50% of all whiplash claims.

Don’t delay making your personal injury claim for whiplash – call our specialists today

Whiplash can cause serious pain and lead to time off work and lost earnings. As a result, it is crucial that you claim injury compensation for whiplash injuries and our specialists can help you win the damages you deserve. Act quickly though – strict time limits apply to whiplash injury claims.

Dial FREEPHONE FREEPHONE 0800 1404544,

Or get in touch with our personal injury solicitors through the contact form below.

Comments or questions are welcome.

* indicates required field

Continued failure to wear seatbelts resulting in serious injuries

It is three decades since legislation was introduced to make it illegal to drive on Britain’s roads without wearing a seatbelt. Countless lives are thought to have been saved as a result of that 1983 law but there are still far too many instances of people being seriously injured or killed road traffic accidents because they were not wearing seatbelts. Aside from the obvious human impact of these accidents, the continued failure to wear seatbelts has significant effects upon the insurance industry and the compensation payable in road traffic accident claims.

Research from the Royal Society for the Prevention of Accidents found that nearly 2 in 3 road casualties included those in cars. Of nearly 135,000 injuries or deaths on UK roads in 2010, drivers accounted for around 90,000. As a result, it is clearly crucial that car drivers and passengers wear seatbelts, however over 200 deaths each year are still attributable to failures to wear seatbelts (according to the Department for Transport).

Over 95% of front seat car occupants and nearly 90% of rear seat passengers wear seatbelts but these figures are still not high enough and preventable deaths are still occurring. 2 in 10 motorists admit to knowing someone who doesn’t wear a seatbelt and 14% own up to not belting up regularly.

Many believe that young people are to blame for the statistics but this is not necessarily the case. Whilst it is true that young people have the most accidents and are the most likely not to wear seatbelts, 11% of over 55s also fail to wear seatbelts.

A 1991 law made rear seatbelt wearing compulsory as well and very few people are permitted not to belt up today. Exemptions are sometimes granted on for health reasons but even then documentation must be kept in the car to prove it.

Get in touch for advice from road traffic accident personal injury claims specialists

Road traffic accidents often have devastating consequences and if you were hurt in an accident which was not your fault, it is only fair that you awarded injury compensation. Our expert personal injury solicitors can help you with your road traffic injury claim, so:

Call FREEPHONE FREEPHONE 0800 1404544 or,

Email our team of specialists using the contact form below

Your Name (required)

Your Email (required)

Subject

Your Message

 

 

Government denies Law Society access to Road Traffic Accident portal reports

The Law Society has expressed its anger after a request for the report on which the Road Traffic Accident [RTA Portal] reforms are based was rejected by the government.

Whilst the Ministry of Justice has a right to turn down requests made under the Freedom of Information Act, the Law Society contends that the rejection marks an attempt to hide information about the decision making process behind the reforms.

The proposed reforms would see a massive cut in the fixed recoverable legal fee figures for injury claims up to the value of £10,000 from £1200 to £500. There are also plans to make it possible for employment and public liability claims to be made through the RTA Portal.

The Law Society is not the only organisation calling for greater transparency over the decision-making process behind civil justice reforms. Next week, the Association of Personal Injury Lawyers and Motor Accident Solicitors Society will go to the High Court to ask for a review behind the decision to withhold the report.

The government’s personal injury law advisor Paul Fenn is said to have written the report having carried out various studies into how the RTA system could be improved. Indeed, reforms are generally based on extensive research but it is argued by some that in this instance, lobbying from the insurance sector experts and the unqualified opinions of ministers had too much influence when drafting reforms.

Whilst the reforms are due to come into force on the 1st of April, there have already been various hitches. Chris Grayling was forced to postpone the expansion of the portal following fears that it would not be able to cope with the volume of claims but a new date has not yet been announced. Feedback is also due following a consultation over new fees which ended in January.

Making a claim for traffic accident compensation?

You suffered an injury in a motor accident that was not your fault, you could be entitled to claim injury compensation. For a FREE discussion, and a free first appointment,, with one of our team of specialist personal injury solicitors, just call FREEPHONE FREEPHONE 0800 1404544 or e-mail us at advice@the-personal-injury-solicitors.co.uk.